About Us
A private joint stock company based in Abu Dhabi and regulated by the UAE Central Bank, Siraj Finance provides a multitude of financial products - designed in compliance with Islamic Sharia principles.
Siraj Finance operates as a listed finance company since 1999 and boasts of a diverse portfolio of products (funded and non-funded) and related services to Corporates/SMEs and Retail segments in the UAE.
The company caters to Individuals, Small and Medium enterprises (SMEs), and Corporations with the objective of encouraging healthy growth through the provision of a myriad of effective Islamic finance solutions and superlative diversified investment plans. We are directed towards the procurement of wealth and growth of businesses and passionate in understanding our clients' concerns and in providing them a variety of Islamic finance options that best fit their aspirations and needs.
OUR KEY OFFERINGS
BID/TENDER BOND
It provides a guarantee to the project owner that the bidder (in case of winning the Bid) will accept the contract.
You can avail bid bonds from Siraj Finance quickly and easily, and that too, with 0% cash margin requirement.
- 0% Cash Margin
- Quick Processing
- Easy Documentation
ADVANCE PAYMENT GUARANTEE
It ensures repayment of the advance payment amount paid by the project owner in the event of non-performance by the contractor.
PERFORMANCE GUARANTEE
It is a surety given for satisfactory completion of a project by a contractor.
RETENTION GUARANTEE
It guarantees that the contractor will continue to fulfill contractual obligations after withdrawing final payment of the contract price in advance.
FINANCIAL GUARANTEE
It guarantees payment of a financial obligation in case of default. Get the guarantees from Siraj Finance on easy terms, quick processing, and with minimum cash margin requirement.
- Sharia Compliant
- Fast Approval
- Easy Documentation
PREPAID CARDS
Siraj Finance is the principal bin member of leading card scheme. You can avail prepaid cards from Siraj Finance, having attractive features and with global acceptability.
- Global Acceptance
- Attractive Features
- Cashfree Payments
CORPORATE WAKALA DEPOSIT
It offers entities to deposit funds with Siraj Finance for a pre-agreed tenor. Siraj Finance, in its capacity of an agent, invests the funds in Sharia compliant goods and financial assets, yielding attractive expected returns.
Enjoy higher expected returns by investing through Siraj Finance. Customers can opt from various deposit tenors with accrued and advance profit options.
- Higher Profit rate
- Advance or Accrued Profit options
- Easy Documentation
ISLAMIC FINANCING
Siraj Finance proudly caters to the financial needs of entities, as well as individuals. Avail the funds for businesses or for your personal needs, in competitive rates with easy and quick processing.
- Business Finance
- Fleet Finance
- Mortgage Finance
- Personal Finance
- Vehicle Finance
- Home Finance